We’re here to ensure you understand your options when it comes to paying for the care you deserve.
Below we have outlined the different ways you can get help and funding.
Any questions?
We’re here to help make sure you understand your rights to support with funding.For help answering any questions please give us a call and one of our friendly staff members will be happy to help.
Council Tax Discounts and Exemptions
Depending on the benefits that you are claiming, you may be entitled to receive either a discount or exemption to your council tax. Additionally, if you have had to make any modifications to your home, to help give you a better quality of life, then you should not have to pay any extra council tax.
State Pension
Once you reach State Pension Age, and assuming you many have made the necessary national insurance contributions over your working life, you will be entitled to receive a State Pension. The amount you get will depend on how much you have paid in national insurance contributions.
Pension Credit
Pension Credit is extra money for pensioners to bring your weekly income up to a minimum amount.
- For further details on what you may be entitled to and help making a claim, speak to your local Citizen Advice Bureau on
03444111444.
Getting the care you deserve.
You may be entitled Continuing Healthcare Needs support from the NHS, otherwise known as “fully funded NHS care”, if you are, then some, or all, of your costs can be met by the NHS. Whether or not someone has a primary health need is assessed by looking at all their care needs and relating them to:
- What help is needed
- How complex these needs are
- How intense or severe these needs can be
- How unpredictable they are, including any risks to the person’s health if the right care isn’t provided at the right time
Your eligibility for NHS continuing healthcare depends on your assessed needs, and not on any particular diagnosis or condition. The initial checklist assessment can be completed by a nurse, doctor, other healthcare professional or social worker
However, if you are not entitled to NHS Continuing Healthcare Needs support, it is really important that you understand what benefits and support is available to you, as you will be entitled to these if you need care in the home. It is also important because when you have to calculate how much you have to pay towards your long-term care, it will be assumed that you are receiving the benefits that you are entitled too.
Many of the benefits you are entitled too are not impacted by your income or any savings that you may have. Additionally, not all benefits are means-tested so irrespective of what other income you have, you will be entitled to the benefit.
The main benefits that you can look at claiming are:
- Personal Independence Payment
- Attendance Allowance
Personal Independence Payment
If you have mobility issues and have trouble getting around or undertaking everyday tasks you may be entitled to claim for a Personal Independence Payment, or sometimes called a PIP. This benefit has replaced the disability living allowance for people aged 16 to 64. See details of the attendance allowance below if you are aged over 65.
Attendance Allowance
If you are over 65 and need some support with ongoing personal care or if you have a disability which means that you need regular supervision to avoid putting yourself in danger you may be entitled to claim the Attendance Allowance. The ability to claim an attendance allowance is not based on the care that you currently receive but the care that you need. Therefore, even if you do not currently receive any support from a carer, you may still be entitled to make a claim.
How much you are entitled to claim depends on whether you need carer support in the day or in the night.
Other benefits that you should look at include:
- Council tax discounts and exemptions
- State Pension and Pension Credit